women in winter clothes

The weather outside may be frightful, but your outfits can still be delightful. These affordable winter fashion basics will help you stay warm and stylish without breaking the bank.

8 Must-Haves for Affordable Winter Fashion

1. Full-Coverage Leggings

H&M Sweatshirt Leggings, $17.99

winter fashion

Contrary to popular belief, these comfy must-haves can replace your winter pants as long as you follow some basic guidelines. Always choose thick fabrics that are fully opaque (ponte-knit is a safe choice), and pair them with tunic-length sweaters and tops just to play it safe. Fleece-lined styles keep your legs extra warm without adding a lot of bulk, and many modern styles are even constructed with shapewear for a flattering fit.

2. Color-Coordinated Accents

Charming Charlie Glowing 3-Pc. Scarf Gift Set, $10

winter clothes
I love dressing in all black as much as the next girl, but a little pop of color can instantly transform your look without costing a fortune. Coordinated hats, gloves, and scarves pull your winter outfits together with ease — and they’re the perfect way to protect yourself from frigid temperatures and wind chills.

3. Tried-and-True Basics

J.Crew Tissue Turtleneck T-shirt in Stripe, $14.99

winter fashion pieces

Clothes can be expensive, but the great thing about winter style is that it’s built on common staples like neutral turtlenecks, long-sleeved t-shirts, dark jeans, and LBDs. Stick to these classics for a clean, minimalist-approved look that you can accessorize accordingly. (But for the love of all things soft and cozy, steer clear of itchy sweaters.)

4. Creative Layers

J.Crew Striped Cape-Scarf, $39.50

winter style

Ponchos, blanket scarves, and cape jackets are much more affordable than their coat counterparts, and they come in gorgeous prints and hues that let you play around with your look for less. Layer one over a slim-fitting jacket for extra warmth — and extra style.

5. Trendy Accessories

H&M Faux-Fur Scarf, $39.99

winter outfit

Stay on-trend and on budget with contemporary winter accessories. Hats, gloves, scarves, tights, and earmuffs all keep you warm while boosting your overall look, and they’re an affordable way to try the latest and greatest styles. Update your go-to outfits with a new beret, a pair of long gloves, or a fluffy stole.

6. A Versatile Topper

J.Crew Factory Sherpa Bomber Jacket, $64.50

winter jacket

You want to look put-together wherever you go, but it’s not very cost-effective to have different wardrobes for every setting and occasion. Choose a neutral bomber jacket or cardigan that works for the office and the weekend — and wear it on repeat.

7. Lined Boots

H&M Boots, $19.99

winter boots

High heels in snow and ice? Forget about it. Flat boots are an absolute must-have when it comes to winter style, so choose a lined pair that can withstand the elements and multiple wardrobe changes. Black and brown obviously go with everything, but a dark shade of burgundy is just as big on versatility.

8. An Investment Piece

J.Crew Relaxed Topcoat in Italian Wool-Cashmere, $129.99

winter coat

You don’t have to part ways with your entire paycheck to create a signature look. In fact, just one piece can make a stylish first impression. Spend a little more money on something that’s totally you and versatile enough to wear on a regular basis — whether it’s a vibrant topcoat, a quirky cape, a floral handbag, or a pair of over-the-knee boots.

How are you staying warm and looking chic this winter? Let us know your favorite style formulas in the comments section below!